Ask an Agent: Home Warranties

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Welcome to  Ask an Agent. If you have any real estate questions you want answered, email us at [email protected] and we’ll feature your answer on an upcoming blog post.

AskanAgentShorewestRealtorsQuestions: What is a home warranty, and why should I purchase a policy?

Home warranties offer you protection for a specific period of time against potentially costly problems, which are not covered under homeowner’s insurance. A home warranty is a service contract that provides coverage to repair or replace covered systems and appliances that fail due to normal wear and tear. The home warranty plan is a 12 month contract with the potential to renew so you can enjoy the protection and peace of mind year after year.

Why should you purchase a policy? Because, after the finances needed for a down payment and monthly mortgage payments, many homeowners don’t have extra money put aside should an appliance, or a home system need replacing. Mechanical systems and appliances break down when you – and your budget – least expect it. The home warranty remains the most economical way for homeowners to budget for annual home repairs, and it offers the convenience of one call for most repair needs removing the stress of finding a service contractor on your own. With the average home experiencing two mechanical failures per year, a home warranty can save you both time and money.

At Shorewest, we trust HSA Home Warranty to keep our clients covered in the event of a home system or appliance failure. HSA provides qualified, prescreened service contractors from its Preferred Vendor Network to work with you. Customer service representatives are available 24/7 because they know that your home’s systems won’t wait for business hours when a failure occurs. Your Shorewest real estate agent can help you learn more about the benefits of an HSA Home Warranty and purchase a home warranty when you’re ready. You’ll also find that many Shorewest homes for sale come with an HSA Home Warranty ready for the new homeowner, or learn more by watching this HSA YouTube video.


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Categories: Home Buying, Home Selling

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